Commercial Auto Insurance
Commercial Auto Insurance protects your work vehicles—like cars, vans, or trucks—when they’re used for business. It covers accidents, damage, and injuries, helping keep your business moving without major financial setbacks.
Commercial Auto Insurance
The road to success can be bumpy, but with our comprehensive commercial auto insurance, your business can stay on track no matter what comes your way.
Why Do You Need Commercial Auto Insurance?
Commercial auto insurance is a legal requirement and a way to protect your business from financial losses and lawsuits. For example, if you or your employees cause an accident while driving for business, you could be liable for medical bills, property damage, legal fees, and more. Without commercial auto insurance, you could end up paying these costs out of your pocket, jeopardizing your business. Commercial auto insurance can also cover your vehicle if it is stolen, vandalized, or damaged by fire, hail, or other perils.
Here are few reasons why you should choose us for your commercial auto insurance needs
Competitive Rates
Customized Coverage
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Liability coverage
Physical Damage and Collision
Accident with uninsured motorist
Roadside assistance
Auto loan or lease
Liability coverage
Risk Factors
Your commercial auto may meet an accident resulting in damage to someone's property or causing bodily harm to someone. You then become liable for the property's repair or medical costs.
Solution
Bodily injury liability (BIL) covers you when you or one of your employees cause physical injury to another party while using one of your covered vehicles. Property damage liability (PDL) protects you when you or one of your employees causes property damage to another party while using one of your covered vehicles.
Physical Damage and Collision Coverage
Risk Factors
Your commercial auto can be damaged by fire, theft, or vandalism or collide with a fallen tree causing damage to your vehicle.
Solution
Commercial automobile insurance protects against vehicle theft and physical damage, including vandalism, certain weather events, or an impact on another object.
Accident with uninsured motorist coverage
Risk Factors
According to the Insurance Research Council, about one in eight drivers in the United States are uninsured. As a result, when they cause accidents, they might be unable to pay for damages.
Solution
Your policy’s uninsured motorist coverage ensures your business doesn’t have to pay for the resulting medical expenses or vehicle repairs.
Roadside assistance coverage
Risk Factors
Your commercial auto could break down, and you might need roadside assistance immediately.
Solution
Protects you when problems arise that are not typically handled under your commercial auto policy. This could include being locked out of your car, dead batteries, and flat tires.
Auto loan or lease coverage
Risk Factors
Your commercial auto may meet with an accident before your loan repayment. You can then become liable for the loss incurred.
Solution
This covers the difference between the unpaid amount on the loan or lease and the actual cash value of the vehicle if your vehicle is a total loss after an accident.
